(AURN News) — As Americans continue riding the ups and downs of the economy, new data shows retirement accounts took a hit during the first quarter of 2026.
According to Fidelity, balances for 401(k), 403(b) and IRA accounts all declined from the final quarter of 2025 as market volatility rattled investors.
The report found that the average IRA balance now stands at $131,380, down 4% from the previous quarter.
The average 401(k) balance fell to $141,000, also down 4%, while the average 403(b) balance dropped to $130,000, down 3%.
Still, Fidelity says there are some signs of resilience despite the recent downturn.
Average balances remain higher compared to where they stood one, five and 10 years ago.
The report also found that total savings rates for 401(k) and 403(b) accounts reached record highs, while 18% of 401(k) holders increased how much they were saving.
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